A digital identity wallet needs a common acceptance language.

The EPC announced development of SCARLET, a framework for accepting EU Digital Identity Wallets in payment authentication. Its planned work covers contractual relationships, operational rules and technical specifications. The announcement follows a board decision on 24 September. The EPC describes a development programme, with consultation and a first rulebook planned for 2027; it does not announce an already operational scheme.

Editorial interpretation: distinguish possession of an identity credential, authentication to a service and authorisation of a particular payment. Learners can map each handoff and identify who validates which evidence. Interoperability depends on shared responsibilities as well as compatible technical messages.

A question for your next team meeting

What would we need to verify before this changes our workflow?